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Your Position
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Transparency
TESTNET
+Open source — all contracts on Blockscout
+102 tests passing (Hardhat)
!No formal audit — testnet only
!Admin keys held by deployer
iZK: MockSolvencyVerifier (BN254 pending PolkaVM)
Risk grades, AML screening, and stress tests on testnet use simulated data. On mainnet, DotLend will integrate real behavioral analytics, Chainalysis AML screening, and dynamic collateral ratios per wallet risk profile.